Old Exam Papers

📌 1. Overview of the Scheme

• Launched by: Punjab Government (AAP Govt led by CM Bhagwant Mann)
• Announced on: 8 March 2026 (International Women’s Day)
• Budget year: 2026–27
• Type: Direct Cash Transfer Scheme for Women
• Objective: Financial empowerment of women

👉 This is considered one of the largest women cash-support schemes in India, aiming to cover around 97% of adult women in Punjab.

🎯 2. Objective of the Scheme

Main goals of this scheme:

• Improve financial independence of women
• Increase their role in household decisions
• Support health, nutrition, and education
• Promote women empowerment and dignity

💰 3. Financial Benefits (Amount)

Under this scheme:

• Money will be directly transferred to bank accounts (DBT)

👩‍🦰 4. Eligibility Criteria

To apply, a woman must:

✔ Be a resident of Punjab
✔ Be 18 years or above
✔ Have a valid bank account
✔ Have basic documents like Aadhaar

👉 Special point:

• Women already receiving pensions (widow, old age, disability) are also eligible.

❌ 5. Who is NOT Eligible (Exclusions)

The following women are excluded:

• Income tax payers
• Current or retired government employees
• Current or former MPs/MLAs

📊 6. Coverage & Budget

• Coverage: ~97% of adult women in Punjab
• Total Budget Allocation: ₹9,300 crore
• Nature: Large-scale universal-type scheme

🗓️ 7. Start Date & Registration

• Registration Start: Expected from 13 April 2026 (Baisakhi)
• Government may:
  • Organize special camps
  • Launch online portal for registration

📝 8. Required Documents

Applicants may need:

• Aadhaar Card
• Punjab Residence Proof
• Age Proof
• Bank Account Details
• Mobile Number
• SC Certificate (if applicable)

🖥️ 9. Application Process (Expected)

Although final process is pending, likely steps:

👉 Offline Method

1. Visit District Social Welfare Office / Camps
2. Fill application form
3. Submit documents
4. Verification
5. Start receiving money

👉 Online Method (Expected)

1. Visit official portal (to be launched)
2. Register using Aadhaar/mobile
3. Upload documents
4. Submit application
5. Track status

🔁 10. Payment Method

• Mode: Direct Benefit Transfer (DBT)
• Frequency: Monthly
• Amount goes only to woman’s bank account

🌍 11. Key Features / Highlights

• One of the first large-scale universal cash schemes for women
• Covers almost all adult women (18+)
• No strict income ceiling (except exclusions)
• Supports even pension beneficiaries
• Aimed at economic + social empowerment

⚖️ 12. Importance of the Scheme

This scheme is important because:

• Reduces financial dependency on family members
• Helps women manage daily expenses
• Encourages education of girls
• Improves living standards

🧾 13. Background

• It was a major election promise (2022 Punjab elections)
• Implemented in 2026 budget, nearly 4 years later

The Mukh Mantri Mawan Dhian Satikar Yojana (2026) is a massive welfare initiative designed to provide monthly financial support to women in Punjab, making it one of the most inclusive and impactful schemes for women empowerment in India.